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Wisconsin Health Insurance
Many people are not covered by group health insurance policies. These people turn to individual insurance policies for coverage. While premiums for individual policies can be high in comparison to premiums paid under group coverage, individual policies offer people financial and medical peace of mind. If you are looking for an individual health care policy, it is important to know how Wisconsin regulates individual insurance policies and if the state can offer you any assistance if getting coverage.
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Affordable WI Health Insurance Details
Wisconsin's Individual Insurance Policy Regulations
- Insurance companies are not required to give every individual insurance applicant coverage. People can be turned down for health reasons.
- Disabled children may be able to continue to be covered under their parents' policy after the children reach the age of majority if the children are unable to support themselves.
- Insurance companies must offer coverage on some benefits including mammograms for women starting at the age of 50.
- Insurance companies can exclude pre-existing conditions for up to two years. They can also exclude coverage on the pre-existing condition permanently.
- Insurance companies can cancel your policy if you do not pay premiums, if you have defrauded them, or if the company that sold you your policy decides to withdraw from the market.
Wisconsin State Insurance Assistance
- High Insurance Risk Sharing Plan offers individuals health coverage if they have been turned down by insurance companies.
- Wisconsin BadgerCare offers qualified low income families with dependent children under the age of 19 living at home insurance coverage. A family may be required to pay premiums depending on the level of their income.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
