South Carolina Health Insurance

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South Carolina’s Individual Insurance Policy Regulations

Insurance companies are generally not required to issue individual policies to every applicant.
Children who are disabled may be able to continue coverage under their parents’ policy after the children become of age legally if the children are unable to support themselves.
Individual HMO plans can exclude a pre-existing condition, or a condition which occurred within a year of enrollment, for twelve months.
Other insurance programs may be able to exclude pre-existing conditions permanently.
Insurance companies cannot cancel an individual policy simply because you are ill.

South Carolina State Insurance Assistance

South Carolina Health Insurance Pool is available to those who have been turned down for individual health insurance policies.
Partners for Healthy Children offers insurance for children under the age of 19 years old who come from qualifying low income families.

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