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New Hampshire Health Insurance

One of the challenges in today's healthcare world is finding affordable individual healthcare policies.  For residents of New Hampshire who are self-employed, those who work for companies which do not offer insurance, and those whose COBRA benefits have been exhausted, individual health insurance offers peace of mind.  If you are looking for an individual health insurance policy, it is important to know what insurance company policies must legally offer in New Hampshire and if the state offers any assistance in getting individual healthcare coverage.

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Facts for Finding Affordable N.H. Health Insurance

New Hampshire's Individual Insurance Policy Regulations include:

  • Insurance companies may have the right to refuse to issue you an individual insurance policy due to the status of your health.
  • Newborns, dependent grandchildren, and adopted children are covered under their parents' policy for 31 days.
  • Children with disabilities may be able to continue being covered by their parents' policy after the children become of age if the children are unable to support themselves. 
  • Individual insurance policies are required to include coverage on certain items such as bone marrow transplants and diabetes services.
  • Insurance companies can exclude pre-existing conditions, or conditions that existed three months prior to the policy being issued, up to nine months.  In some cases, companies can exclude pre-existing conditions permanently.

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State Health Insurance Programs in N.H.

New Hampshire Health Plan is available to New Hampshire residents who have been turned down for health insurance or are being offered a policy that has roughly the same coverage, but has a higher premium. The state of New Hampshire also offers medical coverage to children from qualified low income families.

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Affordable-Health-Insurance.com is not a licensed health insurance carrier, and we are unable to directly issue health insurance policies, or alter existing policies. If you wish to inquire about your current plan, then please contact your health insurance provider. The health insurance policies described on this site may not be available in all states, and we do not guarantee that you will receive any plans described on Affordable-Health-Insurance.com.