Nebraska’s Individual Insurance Policy Regulations include:
- Insurance companies can refuse to sell you a policy because of the status of your health.
- Newborns are covered for 31 days under their parents’ policy.
- Insurance companies can impose an exclusion period for pre-existing conditions and can also exclude them permanently.
- Insurance companies cannot cancel your policy due to illness.
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Medicaid offers coverage to individuals from low income families. Kid’s Connection is offered to children and young adults under 19 years old from qualified low income families. Coverage includes hospital care, dental checkups, and well-child visits.
The Comprehensive Health Insurance Pool provides access to health insurance to those who have been denied a policy, have been denied coverage for a pre-existing condition, or has a specific illness such as AIDS or Parkinson’s disease. The plans allow members to see either network or non-network medical care providers. Coverage includes hospital, prescription drugs, and office visits.
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