In Iowa, insurance companies are not required to give coverage with a few exceptions:
- Newborns and adopted children are automatically covered for 31 days under their parents’ individual policy.
- Disabled children may be able to stay on their parents’ individual policy after they reach the age of majority if they are unable to support themselves.
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Hawk-i is a healthcare program that is geared towards children in low income families. Services for children under 19 include doctor visits, well child visits, outpatient hospital services, and emergency care. In addition, prescription drugs, dental care, and chiropractic care are among the many services covered. In order to qualify, children must be under 19 years old and must not be covered by an insurance plan. Eligibility is based on earned income less 20% and the number of members in a family. The maximum amount that qualified members have to pay is $10 per month per child or $20 per month for two or more children.
If you have been denied health care coverage, you might qualify for the Health Insurance Plan of Iowa, or HIPIOWA. In order to qualify, you must be a state resident. There are several ways to qualify for this program, including being rejected for coverage within the past nine months, a reduction in benefits for a condition, or insurance policy cancellation for any reason other than non-payment. Premium rates are based on the plan and deductible that you choose.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
