Consider the following if you're planning to get insurance in the state of Idaho:
- Access to individual health insurance can be denied due to health status, barring HIPAA eligibility.
- Pre-existing condition exclusions can extend up to three years before a policy is put into effect.
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Families with limited incomes will find health insurance opportunities through Idaho's Department of Health and Welfare. Medicaid offers coverage to those living under the poverty limit, while CHIP A and CHIP B are the state's low-income insurance programs for children. Other government-assisted programs include the Idaho Access Card and premium assistance for adults.
For those whose income puts them out of reach of state aid, there are still many health insurance options, including the following:
- Medical discount plans: These private health insurance plans offer consumers up to 40% off medical costs, including office visits, immunizations and hospitalization. The cost begins at $19.95/month per person.
- Association medical plans: CPA's, teachers and others who are in a union or community group can qualify for group health insurance through affiliation with these groups.
- 2004 Individual High Risk Insurance Pool: This plan is for individuals whose health status keeps them from being eligible for a traditional health insurance policy.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
