While State legislators are slowly changing things for the better, there are many things the Arizona resident will want to consider before purchasing individual or family insurance:
- Access to individual health insurance can depend on health status.
- Those who are HIPAA eligible have to be offered at least two state-approved plans.
- Disabled individuals can continue to use their parent's policy past the age of 18.
- Insurance carriers can add an elimination rider onto any policy.
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Lower income families in Arizona will find the Public Health Department to be the best place to search for insurance opportunities. The Arizona Health Care Cost Containment System
(AHCCCS) offers Medicaid coverage to those who make under the poverty limit, while KidsCare, Arizona's S-CHIP offering, provides children of these families with comprehensive medical coverage. SOBRA is a health insurance offering that provides children and pregnant women with coverage.
For those whose income puts them out of reach of state aid, they still have plenty of health insurance options. Consumers can apply for coverage through their association with a hobby group or union, or they may be able to enroll in a discount or individual plan. Finally, some clinics work on a sliding fee schedule and will only charge what a consumer can pay.
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Affordable-Health-Insurance.com is an informational resource only and not an insurer or broker. The information on this site is provided for research purposes only, and is not necessarily affiliated with any specific carrier. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
