LifeWise Health Plan of Oregon

• LifeWise Plus is a PPO with a choice of five deductibles ranging from $500 to $7,500 for individuals when using network providers. Non-network providers have a separate deduction. Coinsurance after meeting deductibles is 20% for network providers and 40% for non-network healthcare providers.  Members pay a $20 copay for office visits without having to meet their deductible when using network providers.  Coverage also includes prescription drugs and hospitalization.

• LifeWise Preferred is a PPO which allows members to choose from five deductibles from $500 to $7,500 when using network providers.  Non-network providers have a separate deduction.  Coinsurance after meeting the deductibles is 20% when seeing network providers and 40% when using non-network providers.  Preferred plans cover services including prescription drugs, doctor visits, and hospitalization. 

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• LifeWise Value plans offer four deductible choices from $1,000 to $7,500 for individuals who use network healthcare providers.  There are separate deductibles for non-network providers.  Coinsurance is 30% for network providers and 50% for non-network medical providers after deductions have been met.  Coverage includes hospitalization and office visits.  These plans have prescription drugs as an optional benefit.

• LifeWise HSA PPO plans are high deductible, low premium plans that offer members tax savings.  Approved medical expenditures are paid from Health Savings Accounts to which members have contributed pre-tax dollars.  LifeWise PPO has deductibles from $2.500 to $5,000.  These plans cover prescription drugs, hospitalization, and office visits.

• LifeWise HSA Choice individual members enjoy a $2,500 deductible and a 20% coinsurance for all providers after the deductible has been met for most services.  Coverage includes hospitalization, office visits, and prescription drugs.

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The above summary is for informational purposes only.  This site is an informational resource only, and cannot issue health insurance policies. The summary above indicates no relationship, express or implied, with the carrier profiled. If you request a quote, we cannot guarantee that the broker or company who contacts you will be affiliated with any certain insurance carrier or product. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.