Kaiser Permanente offers HMO Copayment Plans which to not require deductibles for most services, $20 Copayment Plan and $30 Copayment Plan. Copayments in these Plans range from $20-$40 for office visits. Hospitalization care is $1,000 per admission under the $20 Copayment Plan and 20% coinsurance per admission in the $30 Copayment Plan. The $30 Copayment Plan does not cover maternity care. Both plans have a $3,000 per year out of pocket, or the most money that an individual has to pay before the insurance covers costs 100%. The out of pocket does not include deductibles.
Request a free health insurance quote today!
Kaiser Permanente offers two Deductible/Coinsurance Plans, one with a $2,000 and the other with a $5,000 deductible. Maximum out of pocket expenses, not including deductibles, are $2,000 and $5,000 respectively. Coinsurance on both of these plans is 30%, after deductibles have been met, for most services. Coverage includes hospitalization, physical therapy, and office visits.
HSA Plans offer members the opportunity to save money on their taxes. Members contribute pre-tax dollars to Health Savings Accounts which they use to pay approved medical expenses. If there is any money, including interest, that is left in the Account at the end of the year, the money is rolled into the next year. Many people are able to use their HSAs as long term savings plans. Kaiser Permanente offers two HSA options, HSA Option (100%) and HSA Option (80%). Each option has a $2,000 deductible for an individual. After the deductible is met, members of the 100% plan do not have to pay any coinsurance. Members of the 80% option will have to pay 20% coinsurance. Services covered include office visits, hospitalization, and physical therapy.
Request a quote and begin saving on your health coverage today!
The above summary is for informational purposes only. This site is an informational resource only, and cannot issue health insurance policies. The summary above indicates no relationship, express or implied, with the carrier profiled. If you request a quote, we cannot guarantee that the broker or company who contacts you will be affiliated with any certain insurance carrier or product. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
