The first step in choosing an HMO with Intermountain Healthcare is to pick a network with the number of healthcare providers with which you would like to work. There are three levels from which to choose. Select:Value has nineteen participating hospitals and over 1,000 physicians in its network. Select:Med’s network has twenty-eight hospitals and over 2,700 physicians. Select:Care’s network has thirty-four participating hospitals and over 3,500 physicians. After selecting one of these options, you can proceed to looking at the healthcare plans.
Please note that provider network options may not all be available depending on the county in which you live.
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HMO 80/20 Coinsurance offers members a choice of four deductibles between $250 and $2,500. After the deductible has been met, there is a 20% coinsurance inpatient services. Office visits with your primary care physician, or the physician who you have chosen to manage your medical care, require a $15 copay. Other services covered include prescription drugs.
HMO 70/30 offers the same deductibles as HMO 80/20. After the deductible is met, there is a 30% coinsurance on hospital inpatient services. Services covered include office visits and prescription drugs.
HealthSave 1500 and HealthSave 2700 over a 20% coinsurance on inpatient services after a $1,500 or $2,700 deductible has been met. Office visits and preventative care require a small copay. Other services covered include prescription drugs with a separate deductible and outpatient services.
HealthSave 5000 members do not pay coinsurance on covered services after the deductible has been met. Members pay a small copay for preventative services.
All of the above Plans are available for families.
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Intermountain Health Care (IHC)
36 So. State Street Floor 22
Salt Lake City, Utah 84111
http://www.intermountainhealthcare.org
The above summary is for informational purposes only. This site is an informational resource only, and cannot issue health insurance policies. The summary above indicates no relationship, express or implied, with the carrier profiled. If you request a quote, we cannot guarantee that the broker or company who contacts you will be affiliated with any certain insurance carrier or product. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.
