Blue Shield of California

Blue Shield of California offers the following types of affordable health insurance plans:

• Individual and family plans
• Medicare and beneficiary plans
• Group health plans for small businesses, including traditional, PPO, and HMO plans
• Federal employee program
• Long term care plans

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Some of the features of the direct-pay Blue Shield of California health plans for individuals and families include:

• Separate rate scales for in-network and out-of-network, but flexibility to use doctors and facilities near you.
• Ability to go to a network specialist without a referral.
• Choice of plans, including those with or without a deductible.
• Additional dental or life insurance coverage.
• Exclusions for pre-existing conditions.
• Maternity care not covered for six months after enrollment.

Individual plans include a range of deductibles and co-pays. Blue Shield of California also offers a high deductible plan for use with a health savings account and a short-term coverage plan. Because there is a waiting period before coverage begins, Blue Shield recommends a short term coverage plan until the regular plan is in effect. All plans are limited to residents of California who are not eligible for Medicare.

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The above summary is for informational purposes only.  This site is an informational resource only, and cannot issue health insurance policies. The summary above indicates no relationship, express or implied, with the carrier profiled. If you request a quote, we cannot guarantee that the broker or company who contacts you will be affiliated with any certain insurance carrier or product. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.