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Blue Cross Blue Shield of Louisiana
Blue Cross Blue Shield (BCBS) of Louisiana is an independent regional provider of health insurance for the state of Louisiana. The company is part of the BCBS Association, which offer some form of low cost health coverage in all states through its member companies. Mostly independent, and either regional or state-based, these companies were some of the earliest managed health care companies in the U.S.. BCBS of Louisiana was founded in 1934.
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BCBS Louisiana Coverage
Blue Cross Blue Shield of Louisiana
P.O. Box 98029
Baton Rouge, LA 70898
http://www.bcbsla.com
Blue Cross Blue Shield of Louisiana offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay Blue Cross Blue Shield of Louisiana health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of plans, including those with or without a deductible.
- You can choose a plan with a predictable co-pay or one with a cap on expenses.
- Preauthorization is required for many procedures.
- You can add prenatal or alternative medicine coverage.
Individual plans include a range of deductibles and co-pays. BCBS of Louisiana also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual family plans are limited to residents of Louisiana who are not eligible for Medicare.
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