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Blue Cross Blue Shield of Kansas

Blue Cross Blue Shield (BCBS) of Kansas was founded in 1942. It is an independent regional provider of health insurance for the state of Kansas, and was a pioneer of the "community group" method of enrollment. This private company is part of the Blue Cross BCBS. Mostly independent, and either regional or state-based, these companies were some of the earliest managed health care companies in the U.S.. Many provide Medicare and individual and group coverage.

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BCBS Kansas Coverage

Blue Cross Blue Shield of Kansas
1133 SW Topeka Blvd.
Topeka, KS 66629
http://www.bcbsks.com

Blue Cross Blue Shield of Kansas offers the following types of affordable health insurance plans:

  • Individual and family plans
  • Medicare and beneficiary plans
  • Group health plans for small businesses, including traditional, PPO, and HMO plans
  • Federal employee program
  • Long term care plans

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Some of the features of the direct-pay BCBS of Kansas health plans for individuals and families include:

  • There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
  • You have a choice of plans, including those with or without a deductible.
  • You can choose a plan with a predictable co-pay or one with a cap on expenses.
  • Preauthorization is required for many procedures.
  • You can add prenatal or alternative medicine coverage.

Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Kansas also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual family plans are limited to residents of Kansas who are not eligible for Medicare.

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