Blue Cross Blue Shield of Illinois

Blue Cross Blue Shield of Illinois offers the following types of affordable health insurance plans:

• Individual and family plans
• Medicare and beneficiary plans
• Group health plans for small businesses, including traditional, PPO, and HMO plans
• Federal employee program
• Long term care plans

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Some of the features of the direct-pay Blue Cross Blue Shield of Illinois health plans for individuals and families include:

• There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
• You have a choice of plans, including those with or without a deductible.
• You can choose plan with a predictable co-pay or one with a cap on expenses.
• Preauthorization is required for many procedures.
• You Can add prenatal or alternative medicine coverage.
• There are special rates for non-smokers.

Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Illinois also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual plans are limited to residents of Illinois who are not eligible for Medicare.

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The above summary is for informational purposes only.  This site is an informational resource only, and cannot issue health insurance policies. The summary above indicates no relationship, express or implied, with the carrier profiled. If you request a quote, we cannot guarantee that the broker or company who contacts you will be affiliated with any certain insurance carrier or product. We are not necessarily associated with any provider profiled on our site, and make no guarantees about the carrier affiliation of any broker that contacts you. Coverage options and policies may not be available in every state, and no guarantees of the same are made herein.