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Blue Cross Blue Shield of Florida
Blue Cross/Blue Shield of Florida is an independent regional provider of health insurance for the state of Florida. This private company is part of the Blue Cross/Blue Shield Association. These companies all together offer some form of low cost health insurance coverage in all states of the union. Mostly independent, and either regional or state-based, these companies were some of the earliest managed health care companies in the U.S., dating from the 1920s and 1930s. Many of the companies administer Medicare coverage, as well as providing group health insurance for state and federal employees. Coverage is also available for individuals. Blue Cross Blue Shield of Florida was founded in 1944.
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BCBS Florida Coverage
Blue Cross Blue Shield of Florida
P.O. Box 1798
Jacksonville, FL 32231
http://www.bcbsfl.com
Blue Cross Blue Shield of Florida offers the following types of affordable health insurance plans:
- Individual and family plans
- Medicare and beneficiary plans
- Group health plans for small businesses, including traditional, PPO, and HMO plans
- Federal employee program
- Long term care plans
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Some of the features of the direct-pay BCBS of Florida health plans for individuals and families include:
- There are separate rate scales for in-network and out-of-network, but you have the flexibility to use doctors and facilities near you.
- You have a choice of plans, including those with or without a deductible.
- You can choose a plan with a predictable co-pay or one with a cap on expenses.
- Preauthorization is required for many procedures.
- You can independently select variations in hospital coverage.
Individual plans include a range of deductibles and co-pays. Blue Cross Blue Shield of Florida also offers a high deductible plan for use with a health savings account and a short-term coverage plan. All individual plans are limited to residents of Florida who are not eligible for Medicare.